Once Oakley Home Access does our home assessment and determines the proper modifications for each individual person, the question we are asked most frequently is, “How can we pay for these modifications?” Thankfully there are several different funding sources for most people to consider if they are not able to pay out of pocket. Home modifications and aging in place are much less expensive alternatives to long-term care facilities and the process of finding funding is something that we can help with also.
Oakley Home Access is proud to partner with Hearth Financing to help our customers afford a variety of modification projects. Contact us to learn more and apply.
Click below to learn more about funding options available for your area.
RHODE ISLAND FUNDING OPPORTUNITIES
RI Livable Home Modification Grant
State-funded program offering to pay for 50% of up to $8000 worth of Home Modifications and/or home accessibility equipment including ramps and stairlifts. Application found here.
State-Run Medicaid
If an individual receives RI Medicaid benefits they may be eligible for waiver programs funding Stair Lifts & Ramps. We are State approved providers and can check on eligibility and bill the state directly.
Neighborhood Health Plan
If an individual has NHP as primary or secondary insurance and it is managed by Integra, they may be eligible for Stair Lifts & Ramps. Prescription and letter of medical necessity is required by physician. We are providers so can work with NHP for authorization and billing.
Long-Term Care Policy
If an individual carries a LTC policy, they will most likely be aware of it because it is very expensive. It generally covers nursing home residency. Therefore, the insurance companies would much rather pay for home modifications for aging in place versus footing the bill for approximately 100,000 per year for residency at a nursing home. Simple reimbursement process.
National MS Society
Members are often eligible for thousands of dollars’ worth of equipment with a simple application and letter from physician confirming diagnosis.
ALS Association of RI
Members are each eligible for $1,500 towards purchase of stair lift and a wide variety of home care benefits.
Travis Roy Grant
This grant is for accessibility equipment for individuals with Spinal Cord Injuries. Eligibility requirements includes the individual cannot be born with impairment to qualify. Simple application along with contractor proposal and doctor’s note required.
Home Modification Lines of Credit
Individuals with equity in their homes may inquire about using that to fund home improvements. All of our services/equipment would be eligible for this type of loan.
Life Insurance Policy
Individuals who carry life insurance policies that include a “Living Benefit” may sometimes be able to borrow against their award and cover home modifications.
Worker's Compensation
Individuals rehabilitating due to a work-related injury and being covered under an active claim are eligible for home modifications to prevent further injury and create home access.
Infantile Paralysis Association
Individuals with Polio have a funding option which often puts thousands for wheelchair ramps and various adaptive equipment.
AAA, AARP, YMCA, & Veteran’s Discounts Available
Ask for more details.
Ocean State Center for Independent Living
Boston Chapter of the United Spinal Association
Our Grant Program assists individuals with paraplegia or quad/tetraplegia due to a Spinal Cord Injury or Disorder (SCI/D) who demonstrate a financial need. These grants can help assist with obtaining either Durable Medical Equipment or Vehicle Modifications up to $4,000. Click here to learn more.
Other Disability Organizations
We always encourage health care providers and individuals alike to advocate and contact any disability organization or support group they may be involved with in order to inquire regarding funding for home modifications. Worst that can happen is they say No. If the answer is no, be sure to ask what benefits they DO offer. If the answer is yes, find out how to access funds.
MASSACHUSETTS FUNDING OPPORTUNITIES
Massachusetts Rehabilitation Commission
The Massachusetts Rehabilitation Commission (MRC) helps individuals with disabilities to live and work independently. MRC is responsible for Vocational Rehabilitation, Community Living, and Disability Determination for federal benefit programs.
MRC Home Modification Loan Program
If you or a household member is disabled or an elder, the Home Modification Loan Program can provide a loan so you can make needed adaptations or modifications to your home. Modifications can help you remain in your home and live more independently.
Massachusetts Statewide Independent Living Council
A Governor appointed Council. Members include persons who are knowledgeable about centers for independent living and the services they provide. The Council includes representation of individuals with a range of physical and mental disabilities from the various geographic areas within the Commonwealth of Massachusetts.
Boston Chapter of the United Spinal Association
Our Grant Program assists individuals with paraplegia or quad/tetraplegia due to a Spinal Cord Injury or Disorder (SCI/D) who demonstrate a financial need. These grants can help assist with obtaining either Durable Medical Equipment or Vehicle Modifications up to $4,000. Click here to learn more.
Association for the Relief of Aged Women of New Bedford
A funding source for women over 65 in the Acushnet, Dartmouth, Fairhaven, New Bedford, and the Westport area only. Funding is available for things like rent, car repair, glasses, and any out of the box situations that might not be covered through other programs. Each situation is a case by case basis and will be reviewed thoroughly. Click here to learn more.
Aging Services Access Points (Elder Services) in MA
Connect with home care services at Aging Service Access Points local to your communities. Serving all of Massachusetts.
Jeff Coombs Fund
The Jeffrey Coombs Memorial Foundation website. The Jeff Coombs Foundation was formed to assist Massachusetts families who are in financial need because of a death, illness or other situation that challenges the family budget. It also provides emotional support to families by funding special outings and fun events. Committed to education, the foundation helps fund enrichment programs in the Abington Schools, and awards scholarships to graduating college-bound seniors and students in private high schools.
CONNECTICUT FUNDING OPPORTUNITIES
my place ct
The following programs are available
- Acquired Brain Injury Waiver
- CT Home Care Program for Elders
- Department of Developmental Services Waiver
- Katie Beckett Waiver
- Money Follows the Person Program
- Personal Care Assistance Waiver
- WISE Program (Mental Health Waiver)
CT DEPARTMENT OF SOCIAL SERVICES – DSS
Connecticut Department of Social Services administers financial assistance for people with disabilities with a variety of needs and determines their eligibility for state funding.
MONEY FOLLOWS THE PERSON
Money Follows the Person is a Federal program dedicated to assuring Connecticut residents access to a full range of high quality, long-term care options that maximize autonomy, choice and dignity. It is an important resource for financial assistance for people with disabilities.
PLAN OF CT CHARITABLE TRUST GRANTS
An organization that controls trusts for special needs individuals. They offer a charitable trust grant option for qualified people who need help paying for items like wheelchair ramps.
NEAT: NEW ENGLAND ASSISTIVE TECHNOLOGY
The NEAT Center at Oak Hill is a 501(c)(3) nonprofit organization. They provide people with temporary or permanent disabilities, seniors, families and professionals with access to products, new and used equipment, training and services that enhance the independence and quality of life for people of all ages. This is another means for getting financial assistance for people with disabilities.
National Funding Resources
Multiple Sclerosis Society, Greater New England Chapter
Phone: (800) 344-4467
Website: www.nationalmssociety.org/Chapters/MAM
AFMS Foundation - Advocating for Families with Multiple Sclerosis
Phone: (860) 922-5678
Website: www.afmsfoundation.org
Spina Bifida Association of Greater New England
Phone: (888) 479-1900
Website: www.sbagreaterne.org
American Heart and Stroke Association
Phone: (781) 373-4500
Website: www.americanheart.org
Website: www.strokeassociation.org
Federation for Children with Special Needs
Phone: (617) 236-7210 or (800) 331-0688
Website: www.fcsn.org
- Home Modification Lines of Credit
- Worker's Compensation
- Life Insurance Policy
- Long Term Care Insurance