Once Oakley Home Access does our home assessment and determines the proper modifications for each individual person, the question we are asked most frequently is, “How can we pay for these modifications?” Thankfully there are several different funding sources for most people to consider if they are not able to pay out of pocket. Home modifications and aging in place are much less expensive alternatives to long-term care facilities and the process of finding funding is something that we can help with also.
RHODE ISLAND FUNDING OPPORTUNITIES
RI Livable Home Modification Grant
State-funded program offering to pay for 50% of up to $8000 worth of Home Modifications and/or home accessibility equipment including ramps and stairlifts. Application found here.
State-Run Medicaid
If an individual receives RI Medicaid benefits they may be eligible for waiver programs funding Stair Lifts & Ramps. We are State approved providers and can check on eligibility and bill the state directly.
Neighborhood Health Plan
If an individual has NHP as primary or secondary insurance and it is managed by Integra, they may be eligible for Stair Lifts & Ramps. Prescription and letter of medical necessity is required by physician. We are providers so can work with NHP for authorization and billing.
Long-Term Care Policy
If an individual carries a LTC policy, they will most likely be aware of it because it is very expensive. It generally covers nursing home residency. Therefore, the insurance companies would much rather pay for home modifications for aging in place versus footing the bill for approximately 100,000 per year for residency at a nursing home. Simple reimbursement process.
National MS Society
Members are often eligible for thousands of dollars’ worth of equipment with a simple application and letter from physician confirming diagnosis.
ALS Association of RI
Members are each eligible for $1,500 towards purchase of stair lift and a wide variety of home care benefits.
Travis Roy Grant
This grant is for accessibility equipment for individuals with Spinal Cord Injuries. Eligibility requirements includes the individual cannot be born with impairment to qualify. Simple application along with contractor proposal and doctor’s note required.
Home Modification Lines of Credit
Individuals with equity in their homes may inquire about using that to fund home improvements. All of our services/equipment would be eligible for this type of loan.
Life Insurance Policy
Individuals who carry life insurance policies that include a “Living Benefit” may sometimes be able to borrow against their award and cover home modifications.
Worker's Compensation
Individuals rehabilitating due to a work-related injury and being covered under an active claim are eligible for home modifications to prevent further injury and create home access.
Infantile Paralysis Association
Individuals with Polio have a funding option which often puts thousands for wheelchair ramps and various adaptive equipment.
AAA, AARP, YMCA, & Veteran’s Discounts Available
Ask for more details.
Ocean State Center for Independent Living
Boston Chapter of the United Spinal Association
Our Grant Program assists individuals with paraplegia or quad/tetraplegia due to a Spinal Cord Injury or Disorder (SCI/D) who demonstrate a financial need. These grants can help assist with obtaining either Durable Medical Equipment or Vehicle Modifications up to $4,000. Click here to learn more.
Other Disability Organizations
We always encourage health care providers and individuals alike to advocate and contact any disability organization or support group they may be involved with in order to inquire regarding funding for home modifications. Worst that can happen is they say No. If the answer is no, be sure to ask what benefits they DO offer. If the answer is yes, find out how to access funds.
MASSACHUSETTS FUNDING OPPORTUNITIES
Massachusetts Rehabilitation Commission
The Massachusetts Rehabilitation Commission (MRC) helps individuals with disabilities to live and work independently. MRC is responsible for Vocational Rehabilitation, Community Living, and Disability Determination for federal benefit programs.
MRC Home Modification Loan Program
If you or a household member is disabled or an elder, the Home Modification Loan Program can provide a loan so you can make needed adaptations or modifications to your home. Modifications can help you remain in your home and live more independently.
Massachusetts Statewide Independent Living Council
A Governor appointed Council. Members include persons who are knowledgeable about centers for independent living and the services they provide. The Council includes representation of individuals with a range of physical and mental disabilities from the various geographic areas within the Commonwealth of Massachusetts.
Boston Chapter of the United Spinal Association
Our Grant Program assists individuals with paraplegia or quad/tetraplegia due to a Spinal Cord Injury or Disorder (SCI/D) who demonstrate a financial need. These grants can help assist with obtaining either Durable Medical Equipment or Vehicle Modifications up to $4,000. Click here to learn more.
Aging Services Access Points (Elder Services) in MA
Connect with home care services at Aging Service Access Points local to your communities. Serving all of Massachusetts.
National Funding Resources
- ALS Society
- National MS Society
- Travis Roy Grant
- Home Modification Lines of Credit
- Worker's Compensation
- Life Insurance Policy
- Long Term Care Insurance